Term life insurance provides an essential safety net for many families, covering expenses, debts, or income replacement in the event of an untimely death. However, unlike permanent policies, term life insurance is designed to expire after a specified period, often 10, 20, or 30 years. So, what happens when the term ends? Preparing for the…
Businesses that rely on vehicles face unique insurance needs. Whether your company operates a few delivery vans or a large number of service trucks, protecting these assets is essential. Fleet insurance and commercial auto insurance both offer coverage, but they differ in scope and purpose. Knowing which type of insurance is best for your business…
Image via Pexels It’s not exactly groundbreaking news to say kids are expensive. According to data collected by the U.S. Department of Agriculture in 2015, the average annual cost of having a child nowadays is $14,000. That’s almost another minimum wage salary worth of costs to your household expenses. Being smart about financial planning…
Paying for insurance is something that many people don’t like doing. It’s a bill for a “possible”, a “maybe”, a “just in case”. With the cost of everything going up, insurance seems like a bill that can be sacrificed. The Insurance Information Institute reports that the cost of homeowner’s insurance on average rose by 3.6%…
Owning your own home can be one of the most enjoyable parts of your life. It is the badge of reaching a certain status. A person who has purchased their own home has reached a level of maturity and success, and they can now claim that they are living the American dream while also having…
